Money Talks
Recent unemployment numbers have undermined confidence that we might be nearing the bottom of the recession. The appropriate metaphor is not the green shoots of new growth. It's better to view the total of jobless people as a prudent navigator perceives an iceberg.
What we see on the surface is disconcerting enough. The Bureau of Labor Statistics estimate of 467,000 jobs lost in June increases to 7.2 million the number of unemployed since the start of the recession.
The cumulative job losses over the past six months have been greater than for any other half-year period since World War II, including demobilization. What's more, the job losses are now equal to the net job gains over the previous nine years, making this the only recession since the Great Depression to wipe out all employment growth from the previous business cycle.
That's bad enough. But here are nine reasons we are in even more trouble than the 9.5% unemployment rate indicates:
1. June's total included 185,000 people assumed to be at work but many of whom probably were not. The government could not identify them; it made an assumption about trends.
But many of these mythical jobs are in industries such as finance that have absolutely no job creation. As official numbers are adjusted over the next several months, some of the 185,000 will likely be added to the unemployment totals.
2. More companies are asking employees to take unpaid leave. These people don't count on the unemployment rolls.
3. At least 1.4 million people weren't counted among the unemployed, even though they wanted work or were available in the past 12 months. Why? Because they hadn't searched for work in the four weeks preceding the survey. The assumption is that they had found work or don't want it, but there are other explanations: school attendance, family responsibilities, sheer exhaustion.
4. The number of workers taking part-time jobs because of the slack economy, a kind of stealth underemployment, has doubled in this recession to about 9 million, or 5.8% of the work force. Add those whose hours have been cut and the total of unemployed and underemployed rises to 16.5%, putting the number of involuntarily idle workers in the range of an overwhelming 25 million.
5. The inside numbers are just as bad. The average workweek for production and non supervisory private-sector employees, around 80% of the work force, dropped to 33 hours. That's 48 minutes a week less than before the recession began, the lowest level of activity since the government began tracking such data 45 years ago.
Full-time workers are being downgraded to part-time as businesses slash labor costs to remain above water. Factories operate at only 65% of capacity. If American workers were still putting in those extra 48 minutes a week, 3.3 million fewer employees could perform the same aggregate amount of work. With a longer workweek, the unemployment rate would reach 11.7%, not the official 9.5% (which in turn dramatically exceeds the 8% rate projected by the Obama administration).
6. The average length of official unemployment increased to 24.5 weeks. This is the longest term since the government started to track these data in 1948. The number of long-term unemployed (those out of a job for 27 weeks or more) has now jumped to 4.4 million, an all-time high.
7. The average worker saw no wage gains in June, with average compensation running flat at an average of $18.53 an hour.
8. The jobs report is even uglier when you consider that the sector producing goods is losing the most jobs -- 223,000 in the last report alone.
9. The prospects for job creation are equally distressing. The likelihood is that when economic activity picks up, employers will first choose to increase hours for existing workers and bring part-time workers to full-time status.
Money Talks the Solution
Amidst all the doom and gloom in the above article from US News and World Report, there are definite solutions for average Americans seeking straight answers to tough questions concerning their own financial welfare. Money Talks, the website designed by Dr. Raymond Jewell, offers many solutions and benefits for viewing. The information contained within the site will reveal many uplifting and positive audios and recordings that lead people in the right direction to wealth recovery and financial independence.
Money Talks breaks through the veiled and hazy mystery of financial loss, and offers people from around this country solutions to their own financial questions. It is refreshing indeed to know that there are workarounds to the problems that all Americans face in today's somewhat puzzling economy.
Taking full advantage of the best Money Talks newsletter series on Google, just makes perfect sense. There is nothing but gain by subscribing, but more importantly, taking heed to the words and putting into motion, the principles and guidelines covered. We can lead you to the door of financial recovery, but you must choose to walk through that door!
View and Absorb Money Talks HERE...
_________________
Dr. Raymond Jewell-Senior Economist
Money Talks
Financial Freedom Radio
Money Talks Reference
Friday, July 31, 2009
Thursday, July 30, 2009
SEO Forums
The Internet Tales and Tips SEO Forum, as well as The Entrepreneur Forum, are providing Google readers with some extremely good and relevant content. Take some time today to read the articles, insights, perspectives and opinions found here, and you will find that people who post here, are dedicated and hard working entrepreneurs.
Anyone wishing to join either of these forums, is certainly welcome. Simply follow these links to join!
Join Internet Tales and Tips
Join The Entrepreneur Forum
Anyone wishing to join either of these forums, is certainly welcome. Simply follow these links to join!
Join Internet Tales and Tips
Join The Entrepreneur Forum
Wednesday, July 29, 2009
Money Talks
NEW YORK (Fortune) -- Few individuals derive quite so much pleasure from digging through data as Charles Biderman. He's the always-opinionated, hyper-watchful numbers hound behind TrimTabs Investment Research, the firm that FORTUNE partnered with to build our Recovery Index.
And though he's a Harvard Business School grad, Biderman's insights about how the market moves are more than purely academic. In order to pay back his school loans, he spent the 1970s and 1980s building a career in real estate development until, in 1988, his bank went broke and his loans were called.
Biderman was forced into personal bankruptcy and emerged with key insight: price is a function of liquidity, it has nothing to do with value.
That notion led him to form TrimTabs, which sells proprietary research about the markets, money flows and the economy to investors (currently one-fourth of the biggest hedge funds in the United States are clients, and Goldman Sachs purchased a minority stake in the company last year).
Candid and colorful in conversation, Biderman's exhaustive research has produced some alarmingly simple findings.
For instance: "When companies are net buyers of stock, the market goes up, when they're net sellers the market goes down," he says. Indeed, one of his favorite metrics to watch is the number of stock buybacks by corporations, which he says start climbing at the trough of every downturn (something, as we note in our Recovery Index, that hasn't happened yet.)
Biderman talked to FORTUNE's Lee Clifford about what the Recovery Index is showing now, the one move Obama needs to make, and when he thinks the stock market will finally hit bottom.
Fortune: Give us your take on the health of the overall economy right now.
Biderman: Things are getting worse. The job market continues to contract. Incomes keep declining, even after adjusting for the latest round of tax credits. We don't see any slowdown in the rate of declines in incomes or job losses. There's no end in sight.
I've been looking at the numbers, comparing the three-week Easter season this year versus last year. Incomes are down 10%. We haven't seen anything like that for decades.
Fortune: How do you view the policy responses from Washington so far?
Biderman: The only thing that's helping anybody right now is the $400 per person [$800 per couple] tax cut. That's helping somewhat. But I'm a little cynical. My feeling is that the divine purpose of the political system is to raise money for politicians so they can get reelected.
The banks that are in trouble have paid Congress a lot of money over the years. You and I don't pay anything to the congressman. What we would recommend is that instead of focusing on getting the banks to lend, you've got to focus on giving wage earners more money.
Fortune: You don't believe any of the recent stock market rallies have been for real. Explain.
Biderman: Well, what you've had recently is $2 billion a week in tax refunds that started to go out during the first in week February and will continue through the third week in May. I suspect that's part of the reason for the stock market rally, but that's only temporary.
In March there was a little revival in refinancing, but again, I think the number of people who are in a position to take advantage of refinancings right now is pretty small. The glimmers of hope were temporary and now we see that things are declining again.
Fortune: Talk about what you're seeing in terms of the housing market.
Biderman: If we look at homes, while the number of foreclosures seems to be dropping somewhat, the notices of default are at record levels and so we expect the foreclosures to spike up again too. If you look at what's really going on, right after the 'peak' in foreclosures in September, there was a moratorium on foreclosures, but that ended in March. Once those pick up again, it's going to be a new down leg in the real estate market.
Fortune: If there's one policy you could implement now to help fix the economy, what would it be?
Biderman: If we cut withholding rates by 15%, and we did it for three years, it would be $300 billion a year in lower taxes, which is less than it costs to bail out some of these institutions. But we're not doing that, so instead you're creating a situation where more and more consumers are going to be defaulting on their debts. Forget new lending, the real problem for banks is going to be collecting on all these loans, and the problems are going to be way beyond sub prime.
Fortune: In your view, what would be the single best sign that we've hit bottom?
Biderman: That foreclosures dry up. That'll be a sign that household wealth has stabilized. Things aren't going to hit bottom until the real estate market bottoms, and we work through all the problem homes, and people can afford the homes they're in. Then we can grow from there.
Fortune: And when do you think that might be?
Biderman: At least another year. We probably won't see a bottom till sometime in 2010. We're still in retreat.
Fortune: You've long taken issue with the way the government collects some economic data. What bothers you most?
Biderman: Just look at how they track income and jobs. When everybody gets paid, the amount of money withheld goes to the government. From that you could tell who had jobs and how much they're making. But instead of tracking this in aggregate and reporting it in real time, the Bureau of Economic Analysis uses historic data that's 5 to 7 months old and based on state unemployment data to come up with estimate of current income and job gains or losses. Then of course they always go back and revise the number. But they never have a press release about the revisions. What's equally annoying is that nobody's taking the time to say, 'this is crazy!'
The economy is crazy indeed, as seen from the article listed above on CNN Money. It goes without saying that people are dazed and confused in the current trends of the economy. It is clear that conditions are worsening, even though the major news sources are telling the opposite.
What can you do as an average American citizen to learn the real truth about money, investing, financial institutions, and is there a way to recover lost wealth, and income in this time of economic uncertainty?
Money Talks Offers Education and Solutions
Money Talks, the program set into motion by Dr. Raymond Jewell, is answering the tough questions concerning the economy. He is in touch with the current economic trends and knows that average people are hurting today. His goal is to bring Money Talks to one milllion people over the next three year period.
Money Talks offers real people information, education, mentoring and other intuitive and creative ideas in dealing effectively with money issues. Money Talks begins the process back to economic wholeness. This will not happen overnight. One must be aware that becoming pro active, and taking responsibility to view the Money Talks site is important, but its more important to signup for all the resources that are available.
Money Talks receives many hits over a week long period, and for the people who are receiving the timely newsletter presentations are getting a first hand look at how they can educate themselves back into wholeness, under the guidance of Dr. Jewell.
Is your financial future worth the effort?
Is your situation able to be rectified over the coming months?
Are you willing to stand and signup for the newsletters provided?
Are you willing to become educated in the exact ways that you are losing money today from the financial institutions?
If you answer yes to these questions, then viewing the Money Talks site, is definitely worth your time and effort.
And though he's a Harvard Business School grad, Biderman's insights about how the market moves are more than purely academic. In order to pay back his school loans, he spent the 1970s and 1980s building a career in real estate development until, in 1988, his bank went broke and his loans were called.
Biderman was forced into personal bankruptcy and emerged with key insight: price is a function of liquidity, it has nothing to do with value.
That notion led him to form TrimTabs, which sells proprietary research about the markets, money flows and the economy to investors (currently one-fourth of the biggest hedge funds in the United States are clients, and Goldman Sachs purchased a minority stake in the company last year).
Candid and colorful in conversation, Biderman's exhaustive research has produced some alarmingly simple findings.
For instance: "When companies are net buyers of stock, the market goes up, when they're net sellers the market goes down," he says. Indeed, one of his favorite metrics to watch is the number of stock buybacks by corporations, which he says start climbing at the trough of every downturn (something, as we note in our Recovery Index, that hasn't happened yet.)
Biderman talked to FORTUNE's Lee Clifford about what the Recovery Index is showing now, the one move Obama needs to make, and when he thinks the stock market will finally hit bottom.
Fortune: Give us your take on the health of the overall economy right now.
Biderman: Things are getting worse. The job market continues to contract. Incomes keep declining, even after adjusting for the latest round of tax credits. We don't see any slowdown in the rate of declines in incomes or job losses. There's no end in sight.
I've been looking at the numbers, comparing the three-week Easter season this year versus last year. Incomes are down 10%. We haven't seen anything like that for decades.
Fortune: How do you view the policy responses from Washington so far?
Biderman: The only thing that's helping anybody right now is the $400 per person [$800 per couple] tax cut. That's helping somewhat. But I'm a little cynical. My feeling is that the divine purpose of the political system is to raise money for politicians so they can get reelected.
The banks that are in trouble have paid Congress a lot of money over the years. You and I don't pay anything to the congressman. What we would recommend is that instead of focusing on getting the banks to lend, you've got to focus on giving wage earners more money.
Fortune: You don't believe any of the recent stock market rallies have been for real. Explain.
Biderman: Well, what you've had recently is $2 billion a week in tax refunds that started to go out during the first in week February and will continue through the third week in May. I suspect that's part of the reason for the stock market rally, but that's only temporary.
In March there was a little revival in refinancing, but again, I think the number of people who are in a position to take advantage of refinancings right now is pretty small. The glimmers of hope were temporary and now we see that things are declining again.
Fortune: Talk about what you're seeing in terms of the housing market.
Biderman: If we look at homes, while the number of foreclosures seems to be dropping somewhat, the notices of default are at record levels and so we expect the foreclosures to spike up again too. If you look at what's really going on, right after the 'peak' in foreclosures in September, there was a moratorium on foreclosures, but that ended in March. Once those pick up again, it's going to be a new down leg in the real estate market.
Fortune: If there's one policy you could implement now to help fix the economy, what would it be?
Biderman: If we cut withholding rates by 15%, and we did it for three years, it would be $300 billion a year in lower taxes, which is less than it costs to bail out some of these institutions. But we're not doing that, so instead you're creating a situation where more and more consumers are going to be defaulting on their debts. Forget new lending, the real problem for banks is going to be collecting on all these loans, and the problems are going to be way beyond sub prime.
Fortune: In your view, what would be the single best sign that we've hit bottom?
Biderman: That foreclosures dry up. That'll be a sign that household wealth has stabilized. Things aren't going to hit bottom until the real estate market bottoms, and we work through all the problem homes, and people can afford the homes they're in. Then we can grow from there.
Fortune: And when do you think that might be?
Biderman: At least another year. We probably won't see a bottom till sometime in 2010. We're still in retreat.
Fortune: You've long taken issue with the way the government collects some economic data. What bothers you most?
Biderman: Just look at how they track income and jobs. When everybody gets paid, the amount of money withheld goes to the government. From that you could tell who had jobs and how much they're making. But instead of tracking this in aggregate and reporting it in real time, the Bureau of Economic Analysis uses historic data that's 5 to 7 months old and based on state unemployment data to come up with estimate of current income and job gains or losses. Then of course they always go back and revise the number. But they never have a press release about the revisions. What's equally annoying is that nobody's taking the time to say, 'this is crazy!'
The economy is crazy indeed, as seen from the article listed above on CNN Money. It goes without saying that people are dazed and confused in the current trends of the economy. It is clear that conditions are worsening, even though the major news sources are telling the opposite.
What can you do as an average American citizen to learn the real truth about money, investing, financial institutions, and is there a way to recover lost wealth, and income in this time of economic uncertainty?
Money Talks Offers Education and Solutions
Money Talks, the program set into motion by Dr. Raymond Jewell, is answering the tough questions concerning the economy. He is in touch with the current economic trends and knows that average people are hurting today. His goal is to bring Money Talks to one milllion people over the next three year period.
Money Talks offers real people information, education, mentoring and other intuitive and creative ideas in dealing effectively with money issues. Money Talks begins the process back to economic wholeness. This will not happen overnight. One must be aware that becoming pro active, and taking responsibility to view the Money Talks site is important, but its more important to signup for all the resources that are available.
Money Talks receives many hits over a week long period, and for the people who are receiving the timely newsletter presentations are getting a first hand look at how they can educate themselves back into wholeness, under the guidance of Dr. Jewell.
Is your financial future worth the effort?
Is your situation able to be rectified over the coming months?
Are you willing to stand and signup for the newsletters provided?
Are you willing to become educated in the exact ways that you are losing money today from the financial institutions?
If you answer yes to these questions, then viewing the Money Talks site, is definitely worth your time and effort.
Living Green
Alternative Energy
Many homeowners are turning towards alternative solutions to meeting their energy needs because of the rising energy costs sweeping the country and the world. Solar power for the home is one way a lot of people are saving money. Having solar power for the home installed may be a very expensive undertaking if performed by an expert. A lot of people, however are not aware that they can put in solar panels by themselves. If you 'do it yourself', you the homeowner, will enjoy all the benefits of solar power without paying installation fees. Living green is more, and easier than you think. Living green is a mindset that let's you explore alternative energy resources, and moving away from slavery of the major energy companies.
It is easier than you think to make your own solar panels. You don't have to be either a whiz-kid or an engineer in order to create a solar power system for your home. You can make yourself energy independent with a little patience and free time. Creating and then installing solar power for the home may actually be an entertaining and instructive exercise for youngsters, particularly teens.
The big advantage to building and installing your own solar power for the home is that you will save a large amount of money. Some installers will charge thousands to install only a few panels. By implementing a solar system at the very least you will be able to power number of small appliances and save money on your electric bill each month. Small solar panels can be utilized to power appliances for the home like DVD players, TVs, computers, and even coffee makers. If choose to put solar panels on your roof, you can even power your entire house. The only things limiting you are time and creativity!
In order to properly build and implement your solar panels, it's important to make sure you have a high quality manual or instructions before you begin. You'll be able to find instructions and diagrams to help you build solar power for your home on numerous websites or in local stores. However, make sure you are purchasing one that is efficient and reputable. There are several different kinds of companies that say they provide solar power for the home guides, however their directions are too convoluted and do not contain real insight. Be certain to invest in good quality instructions; it will definitely pay off in the long run. The materials to make solar power for the home are very reasonably priced. You can purchase lumber, copper wiring and pains of glass from a local hardware store. You can buy the photovoltaic components on their own, either via the internet or from a local store.
The short amount of time it takes to build solar power for your home is often the best part. An average person with a little bit of knowledge in building small objects like birdhouses, can build and install a 100-Watt solar panel in less than a day. That solar power will supply sufficient energy to power a small appliance or if you want you can even power tools to build more solar panels. After you construct your personal solar power for the home even on a minor scale, the power conservation starts to accumulate. You can reinvest your cost savings into additional solar panels until you are eventually living off of the grid entirely.
Before you begin the process of putting solar power in place you need to decide what kind energy saving results you're looking for. It is best to educate yourself as much as possible and to make a game plan ahead of time. A simple location to begin is in a garden plot or on a patio. These spots make prime candidates because the photovoltaic cells will have the ability to accumulate more energy in the open. You can power lighting or other devices without raising your energy bill.
To reiterate, the most crucial notion in constructing home solar power is to have the correct directions, tools, and capability to go through with the idea. You are making a long-term investment for the future. Both the environmental future of the planet and for your own personal well-being. Besides the financial benefits of installing solar power for the home, you will also reap the rewards of thinking ahead. You will sleep well when you know the solar panels can power everyday necessities in the event of a blackout until the power company brings back electricity.
Learn More About Green Living with Solar HERE...
Many homeowners are turning towards alternative solutions to meeting their energy needs because of the rising energy costs sweeping the country and the world. Solar power for the home is one way a lot of people are saving money. Having solar power for the home installed may be a very expensive undertaking if performed by an expert. A lot of people, however are not aware that they can put in solar panels by themselves. If you 'do it yourself', you the homeowner, will enjoy all the benefits of solar power without paying installation fees. Living green is more, and easier than you think. Living green is a mindset that let's you explore alternative energy resources, and moving away from slavery of the major energy companies.
It is easier than you think to make your own solar panels. You don't have to be either a whiz-kid or an engineer in order to create a solar power system for your home. You can make yourself energy independent with a little patience and free time. Creating and then installing solar power for the home may actually be an entertaining and instructive exercise for youngsters, particularly teens.
The big advantage to building and installing your own solar power for the home is that you will save a large amount of money. Some installers will charge thousands to install only a few panels. By implementing a solar system at the very least you will be able to power number of small appliances and save money on your electric bill each month. Small solar panels can be utilized to power appliances for the home like DVD players, TVs, computers, and even coffee makers. If choose to put solar panels on your roof, you can even power your entire house. The only things limiting you are time and creativity!
In order to properly build and implement your solar panels, it's important to make sure you have a high quality manual or instructions before you begin. You'll be able to find instructions and diagrams to help you build solar power for your home on numerous websites or in local stores. However, make sure you are purchasing one that is efficient and reputable. There are several different kinds of companies that say they provide solar power for the home guides, however their directions are too convoluted and do not contain real insight. Be certain to invest in good quality instructions; it will definitely pay off in the long run. The materials to make solar power for the home are very reasonably priced. You can purchase lumber, copper wiring and pains of glass from a local hardware store. You can buy the photovoltaic components on their own, either via the internet or from a local store.
The short amount of time it takes to build solar power for your home is often the best part. An average person with a little bit of knowledge in building small objects like birdhouses, can build and install a 100-Watt solar panel in less than a day. That solar power will supply sufficient energy to power a small appliance or if you want you can even power tools to build more solar panels. After you construct your personal solar power for the home even on a minor scale, the power conservation starts to accumulate. You can reinvest your cost savings into additional solar panels until you are eventually living off of the grid entirely.
Before you begin the process of putting solar power in place you need to decide what kind energy saving results you're looking for. It is best to educate yourself as much as possible and to make a game plan ahead of time. A simple location to begin is in a garden plot or on a patio. These spots make prime candidates because the photovoltaic cells will have the ability to accumulate more energy in the open. You can power lighting or other devices without raising your energy bill.
To reiterate, the most crucial notion in constructing home solar power is to have the correct directions, tools, and capability to go through with the idea. You are making a long-term investment for the future. Both the environmental future of the planet and for your own personal well-being. Besides the financial benefits of installing solar power for the home, you will also reap the rewards of thinking ahead. You will sleep well when you know the solar panels can power everyday necessities in the event of a blackout until the power company brings back electricity.
Learn More About Green Living with Solar HERE...
Tuesday, July 28, 2009
Butch Hamilton
Butch Hamilton
SEO Services by Butch Hamilton-The Wildcat SEO Master
Search engine optimization is the art and science of obtaining top positions on Google. SEO is not only my job, but also my passion as well.
I am here to provide qualified and motivated business organizations the very best in SEO services.
From domain purchasing and hosting, to website and WordPress blog creation, and promoting sites to top positions on Google, I am here to serve your online promoting needs.
For an SEO consultation, CLICK HERE...
Butch Hamilton-The Wildcat SEO Master
butchhamilton.butchhamilton@info.trafficwave.net
http://thewildcatseomaster.net
SEO Services by Butch Hamilton-The Wildcat SEO Master
Search engine optimization is the art and science of obtaining top positions on Google. SEO is not only my job, but also my passion as well.
I am here to provide qualified and motivated business organizations the very best in SEO services.
From domain purchasing and hosting, to website and WordPress blog creation, and promoting sites to top positions on Google, I am here to serve your online promoting needs.
For an SEO consultation, CLICK HERE...
Butch Hamilton-The Wildcat SEO Master
butchhamilton.butchhamilton@info.trafficwave.net
http://thewildcatseomaster.net
Trafficwave
As we talk to prospects about the TrafficWave.net AutoResponder system, the question inevitably comes down to reliability, reputation, and deliverability.
Any AutoResponder service can claim a high deliverability rating (and some do) but proving it is usually a different matter, altogether.
TrafficWave.net provides (and can verify) outstanding deliverability and "sender reputation" as demonstrated by SenderScore.org.
Why is TrafficWave.net able to provide such outstanding reliability? Let's take a look at a few factors:
- TrafficWave.net enforces a clear and stringent anti-spam policy. We maintain a zero-tolerance stand when it comes to unsolicited email.
- TrafficWave.net maintains consistent and open communication with major service providers to ensure and enforce best practices in Email Marketing. WHEN (not "if") a problem is detected, our staff are able to quickly resolve and address these issues. (It happens to all of us)
- TrafficWave.net constantly monitors for and removes email addresses that become undeliverable. This helps our database remain clean and function efficiently.
- Removal/Unsubscribe requests are handled quickly and efficiently.
- TrafficWave.net maintains multiple test accounts across a wide variety of carriers to check for delivery issues and irregularities.
- TrafficWave.net constantly monitors and proactively seeks out any potential or impending delivery issues.
TrafficWave.net takes these measures seriously to ensure that your messages can be delivered across a wide variety of email service platforms.
In fact, our Sender Reputation (as verified by SenderScore.org) is among the highest in the industry. The following chart shows a comparison of the available data from SenderScore.org for some of the top AutoResponder companies. Scores range from 0-100 with 0 being the worst and 100 being the best. Volume is an indication of how much mail volume is being processed as compared to other providers.
| Company | Sender Score | Complaint Score | Accepted Rate | Volume |
| SendFree | 30 | 24 | 95.92% | 2 |
| GetResponse | 55 | 10 | 97.95% | 83 |
| iContact | 90 | 96 | 99.64% | 9 |
| Aweber | 95 | 59 | 98.64% | 99 |
| ConstantContact | 100 | 84 | 98.70% | 100 |
| TrafficWave.net | 100 | 86 | 98.14% | 12 |
These stats are provided by SenderScore.org and are accurate as of July 28, 2009. There are many factors that determine deliverability and overall reputation and these statistics will change over time.
Beyond the capabilities and internal practices of any AutoResponder service, your own deliverability will also be influenced by how well you manage your lists and the content you use in your messages.
Trying to circumvent or fool spam filters with commonly used spam tactics such as bizarre spelling of certain words will dramatically impact your own personal deliverability.
Sending irrelevant content or abusing the privilege of contact granted by your subscribers will not only affect deliverability but will quickly cause your lists to dwindle due to unsubscribe requests and complaints.
Infrastructure and Corporate policy are one side of the deliverability question. At TrafficWave.net, we take that role very seriously to help your message get through to your audience.
Professionalism and integrity on your part will take care of the rest of the equation.
Brian Rooney
TrafficWave.net LLC
Straight talk from the CEO of Trafficwave.net about deliverability and functionality of what this author considers, the best autoresponder system on Google today! There is simply no better way to learn about the features of Trafficwave, than take the free spin 30 day trial. After that, there will be no doubt of the ease of operation, and the functionality of TW.
Butch Hamilton-The Wildcat SEO Master
1-806-874-3314
The Wildcat SEO Master
TrafficWave.net Autoresponders
Money Talks
Money Talks-The Economy
You often hear that we are now living through the worst recession since the early 1980s, and the comparison is not wrong. But it's ultimately unsatisfying, because it is a little too vague to be useful.
Is the economy only a little worse than it was in the last couple recessions, as some have said, and still a long way from the dark days of 1982? Or are we instead on our way toward something that may even approach the severity of the Great Depression?
Without more specifics, it is hard to judge the staggering stimulus numbers being thrown around Washington. It is hard to know how tough a task the Obama administration is facing — and whether it's running the risk of being too timid or too aggressive.
I thought it would make sense to get some clearer historical perspective, and the economists at the Bureau of Labor Statistics were nice enough to help me do so. In the last week, they helped me put together a broad measure of the job market — one including both official unemployment and more subtle kinds — stretching back to 1970. Since the job market covers the entire economy and affects families in tangible ways, it seems to be the single best yardstick.
And it shows, for starters, that the economy is not yet as bad as it was in the early 1980s. It's not even that close to being as bad. The ranks of unemployed and underemployed, controlling for the size of the population, were much larger in 1982 than today.
But economies are a little like battleships. They turn slowly, and you can often tell where they are going before they get there. At The New York Times, we're discouraged from using the word "unprecedented." ("Use the term rarely and only after verifying the history," the stylebook says.)
So suffice it to say that the serious recent declines in retail sales, business spending and employment make it highly unusual that the economy will improve anytime soon. The job market will almost certainly continue to worsen for most of 2009. Even if the much-needed stimulus bill passes, the economy is likely to end the year in roughly as bad a shape as its 1982 nadir. Which is saying something.
The recession of the early 1980s doesn't have a catchy name, and almost half of Americans are too young to have any real memory of it. But it was terrible — qualitatively different from the mild recessions of 1990-91 and 2001.
The first big blow to the economy was the 1979 revolution in Iran, which sent oil prices skyrocketing. The bigger blow was a series of sharp interest-rate increases by the Federal Reserve, meant to snap inflation. Home sales plummeted. At their worst, they were 30 percent lower than they are even now (again, adjusted for population size). The industrial Midwest was hardest hit, and the term "Rust Belt" became ubiquitous. Many families fled south and west, helping to create the modern Sun Belt.
Nationwide, the unemployment rate rose above 10 percent in 1982, compared with 7.2 percent last month. But that rate has a couple of basic flaws, as I've discussed in previous columns. It counts people who have been forced to work part time, even though they want to work full time, as fully employed. It also considers people who have given up looking for work — so-called discouraged workers — to be no different from retirees or stay-at-home parents. They simply aren't counted.
Years ago, the Labor Department responded to criticism about these issues by creating several broader measures of joblessness. Unfortunately, they don't exist prior to 1994. But the department was doing similar work in earlier years, which allows the economists who work there to make estimates about how to compare the various survey categories over time. I took these estimates — and they are estimates, not official statistics — and created a measure of unemployment that goes back to 1970.
Including discouraged workers, the measure shows that the unemployment rate was 7.6 percent last month. Another 5.2 percent of the labor force was involuntarily working part time. These two groups bring the combined rate to 12.8 percent.
Even this is an understatement, because the Labor Department's definition of discouraged workers is a little narrow. To be counted, somebody must have looked for a job in the last year. And there appear to be several hundred thousand people — mostly men — who stopped looking for work more than a year ago but would gladly take a good-paying job if one came along. They would lift the rate above 13 percent.
As bad as the number is, it is still not that close to its 1982 peak of 16.3 percent (or anywhere near its Depression levels, which were probably above 30 percent). The early '80s really were that bad.
So why are public opinion polls showing Americans to be even gloomier about the economy today than they were back then? I think there are two main reasons.
First, the economic expansion that just ended wasn't as good as the 1970s expansions. The '70s get a bad rap, and deservedly so in many ways. But median family income still rose 2 percent during the decade, after adjusting for inflation. Over the past decade, it has fallen.
Second, people seem to understand that the worst is yet to come — that the economy has not yet worked off its excesses.
A good reminder came in a recent report on the Manhattan real estate market by Goldman Sachs. It looked at apartment prices relative to rents, incomes and mortgage rates and concluded that prices were 19 to 44 percent higher than historical norms. Jan Hatzius, Goldman's chief economist, was careful to say that prices won't necessarily drop by that much. But we should know by now that old-fashioned economic fundamentals deserve some respect.
In much of the rest of the country, home prices also still have some amount to fall. Banks still have more losses to acknowledge. Companies have more jobs to cut. Some time this year, one in six workers may find themselves unemployed or underemployed, just as was the case in 1982.
The biggest risk is that these problems will feed on themselves and make the situation even worse than now seems likely. That has been the pattern for the past year and a half. If it continues — and it will without a big stimulus package — the economy really could end up in worse shape than it's been in more than 60 years.
Money Talks-The Solution
According to the article posted above from The NY Times, the economy appears to be struggling, to say the least. What does this mean for the average person on the street? Is it a pre cursor to more doom and gloom? Is there really no hope for the future? Does it mean that you just bury your head in the sand, and give up?
Money Talks is the solution for people looking to survive in hard economic times. Money Talks will give you answers to why your money is not as stable as it used to be. Money Talks will offer solutions that you can use today, to begin the journey back into sanity, in an insane economic world. Money Talks is designed to help you know the insider secrets to the financial institutions, and how you can use that information to further your own personal cause of wealth recovery and creation.
Money Talks is not something that you join, and become instantly rich. Money Talks is education concerning current economic trends. It is an answer to the madness and misrepresentations of today's financial world. Money Talks will bring to light, the problems that we all face, and it will begin to put back, the broken pieces of the financial puzzle.
Here is the offer. Simply go to http://www.moneyteleseminars.com and listen to Dr. Raymond Jewell, the noted Senior Economist, talk about money, finances, financial institutions and how to recover lost wealth. You will never receive better information about the real story concerning money.
You often hear that we are now living through the worst recession since the early 1980s, and the comparison is not wrong. But it's ultimately unsatisfying, because it is a little too vague to be useful.
Is the economy only a little worse than it was in the last couple recessions, as some have said, and still a long way from the dark days of 1982? Or are we instead on our way toward something that may even approach the severity of the Great Depression?
Without more specifics, it is hard to judge the staggering stimulus numbers being thrown around Washington. It is hard to know how tough a task the Obama administration is facing — and whether it's running the risk of being too timid or too aggressive.
I thought it would make sense to get some clearer historical perspective, and the economists at the Bureau of Labor Statistics were nice enough to help me do so. In the last week, they helped me put together a broad measure of the job market — one including both official unemployment and more subtle kinds — stretching back to 1970. Since the job market covers the entire economy and affects families in tangible ways, it seems to be the single best yardstick.
And it shows, for starters, that the economy is not yet as bad as it was in the early 1980s. It's not even that close to being as bad. The ranks of unemployed and underemployed, controlling for the size of the population, were much larger in 1982 than today.
But economies are a little like battleships. They turn slowly, and you can often tell where they are going before they get there. At The New York Times, we're discouraged from using the word "unprecedented." ("Use the term rarely and only after verifying the history," the stylebook says.)
So suffice it to say that the serious recent declines in retail sales, business spending and employment make it highly unusual that the economy will improve anytime soon. The job market will almost certainly continue to worsen for most of 2009. Even if the much-needed stimulus bill passes, the economy is likely to end the year in roughly as bad a shape as its 1982 nadir. Which is saying something.
The recession of the early 1980s doesn't have a catchy name, and almost half of Americans are too young to have any real memory of it. But it was terrible — qualitatively different from the mild recessions of 1990-91 and 2001.
The first big blow to the economy was the 1979 revolution in Iran, which sent oil prices skyrocketing. The bigger blow was a series of sharp interest-rate increases by the Federal Reserve, meant to snap inflation. Home sales plummeted. At their worst, they were 30 percent lower than they are even now (again, adjusted for population size). The industrial Midwest was hardest hit, and the term "Rust Belt" became ubiquitous. Many families fled south and west, helping to create the modern Sun Belt.
Nationwide, the unemployment rate rose above 10 percent in 1982, compared with 7.2 percent last month. But that rate has a couple of basic flaws, as I've discussed in previous columns. It counts people who have been forced to work part time, even though they want to work full time, as fully employed. It also considers people who have given up looking for work — so-called discouraged workers — to be no different from retirees or stay-at-home parents. They simply aren't counted.
Years ago, the Labor Department responded to criticism about these issues by creating several broader measures of joblessness. Unfortunately, they don't exist prior to 1994. But the department was doing similar work in earlier years, which allows the economists who work there to make estimates about how to compare the various survey categories over time. I took these estimates — and they are estimates, not official statistics — and created a measure of unemployment that goes back to 1970.
Including discouraged workers, the measure shows that the unemployment rate was 7.6 percent last month. Another 5.2 percent of the labor force was involuntarily working part time. These two groups bring the combined rate to 12.8 percent.
Even this is an understatement, because the Labor Department's definition of discouraged workers is a little narrow. To be counted, somebody must have looked for a job in the last year. And there appear to be several hundred thousand people — mostly men — who stopped looking for work more than a year ago but would gladly take a good-paying job if one came along. They would lift the rate above 13 percent.
As bad as the number is, it is still not that close to its 1982 peak of 16.3 percent (or anywhere near its Depression levels, which were probably above 30 percent). The early '80s really were that bad.
So why are public opinion polls showing Americans to be even gloomier about the economy today than they were back then? I think there are two main reasons.
First, the economic expansion that just ended wasn't as good as the 1970s expansions. The '70s get a bad rap, and deservedly so in many ways. But median family income still rose 2 percent during the decade, after adjusting for inflation. Over the past decade, it has fallen.
Second, people seem to understand that the worst is yet to come — that the economy has not yet worked off its excesses.
A good reminder came in a recent report on the Manhattan real estate market by Goldman Sachs. It looked at apartment prices relative to rents, incomes and mortgage rates and concluded that prices were 19 to 44 percent higher than historical norms. Jan Hatzius, Goldman's chief economist, was careful to say that prices won't necessarily drop by that much. But we should know by now that old-fashioned economic fundamentals deserve some respect.
In much of the rest of the country, home prices also still have some amount to fall. Banks still have more losses to acknowledge. Companies have more jobs to cut. Some time this year, one in six workers may find themselves unemployed or underemployed, just as was the case in 1982.
The biggest risk is that these problems will feed on themselves and make the situation even worse than now seems likely. That has been the pattern for the past year and a half. If it continues — and it will without a big stimulus package — the economy really could end up in worse shape than it's been in more than 60 years.
Money Talks-The Solution
According to the article posted above from The NY Times, the economy appears to be struggling, to say the least. What does this mean for the average person on the street? Is it a pre cursor to more doom and gloom? Is there really no hope for the future? Does it mean that you just bury your head in the sand, and give up?
Money Talks is the solution for people looking to survive in hard economic times. Money Talks will give you answers to why your money is not as stable as it used to be. Money Talks will offer solutions that you can use today, to begin the journey back into sanity, in an insane economic world. Money Talks is designed to help you know the insider secrets to the financial institutions, and how you can use that information to further your own personal cause of wealth recovery and creation.
Money Talks is not something that you join, and become instantly rich. Money Talks is education concerning current economic trends. It is an answer to the madness and misrepresentations of today's financial world. Money Talks will bring to light, the problems that we all face, and it will begin to put back, the broken pieces of the financial puzzle.
Here is the offer. Simply go to http://www.moneyteleseminars.com and listen to Dr. Raymond Jewell, the noted Senior Economist, talk about money, finances, financial institutions and how to recover lost wealth. You will never receive better information about the real story concerning money.
Monday, July 27, 2009
Quality SEO Services
Search engine optimization (SEO) is the process of improving the volume or quality of traffic to a web site from search engines via "natural" ("organic" or "algorithmic") search results. Typically, the earlier a site appears in the search results list, the more visitors it will receive from the search engine. SEO may target different kinds of search, including image search, local search, and industry-specific vertical search engines. This gives a web site web presence.
As an Internet marketing strategy, SEO considers how search engines work and what people search for. Optimizing a website primarily involves editing its content and HTML coding to both increase its relevance to specific keywords and to remove barriers to the indexing activities of search engines.
I am about taking your business to a new level on Google. Only the dedicated and qualified need apply for my one of a kind search engine optimization service! Only techniques approved by Google Tools for Webmasters are used in the online promoting process.
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The Most Consistent and Proficient Author on Google Today!
1-806-874-3314
To contact me for SEO services Email to:
butchhamilton.seoservices@info.trafficwave.net
http://butchhamilton.com
SEO Proposal
http://butchhamilton.com/seo_proposal.html
http://domains-free-hosting.com
Signup for the Domains Newsletter Below!
butchhamilton.domains@info.trafficwave.net
As an Internet marketing strategy, SEO considers how search engines work and what people search for. Optimizing a website primarily involves editing its content and HTML coding to both increase its relevance to specific keywords and to remove barriers to the indexing activities of search engines.
I am about taking your business to a new level on Google. Only the dedicated and qualified need apply for my one of a kind search engine optimization service! Only techniques approved by Google Tools for Webmasters are used in the online promoting process.
Butch Hamilton-The Wildcat SEO Master
The Most Consistent and Proficient Author on Google Today!
1-806-874-3314
To contact me for SEO services Email to:
butchhamilton.seoservices@info.trafficwave.net
http://butchhamilton.com
SEO Proposal
http://butchhamilton.com/seo_proposal.html
http://domains-free-hosting.com
Signup for the Domains Newsletter Below!
butchhamilton.domains@info.trafficwave.net
Money Talks and the Economy
Money Talks and the Economy
The forgettable first half of 2008 is stumbling to a close. On Friday, the Labor Department reported that American employers axed 49,000 jobs in May, the fifth straight month of job losses—an event that signals a recession sure as the glittery ball dropping on Times Square augurs a New Year. The report, which inspired a 394-point decline in the Dow Jones Industrial Average Friday, was the latest in a run of bad news. Auto sales, the largest retailing sector in the U.S., were off 10.7 percent in May from the year before. And housing? Ugh. Nationwide, according to the Case-Shiller Index, home prices in the first quarter fell 14 percent.
Yet hope springs eternal that the second half will be better than the first. Economists polled by the Federal Reserve Bank of Philadelphia in May believe the economy will grow at an annual rate of 1.7 percent and 1.8 percent in the third and fourth quarters, respectively. Lawrence Yun, chief economist at the National Association of Realtors, tells NEWSWEEK that "home sales and prices in most of the country will improve during the second half of 2008." (Yun is the Little Orphan Annie of forecasters. He's always sure the sun will come out tomorrow.) Last month, Treasury Secretary Henry Paulson said, "We expect to see a faster pace of economic growth before the end of the year."
The cause for optimism: the U.S. has called in the economic cavalry, which has responded in textbook fashion. The Federal Reserve has aggressively cut interest rates, bringing the Federal Funds rate down from 5.25 percent last September to 2 percent. Earlier this spring, Congress and President Bush, in a rare moment of bipartisan accord, passed a stimulus package, which will shove nearly $100 billion into the pockets of American consumers by mid-July.
But this downturn is likely to last longer than the eight-month-long recession of 2001. While the U.S. financial system processes popped stock bubbles quickly, it has always taken longer to hack through the overhang of bad debt. The head winds that drove the economy into this dead calm— a housing and credit crisis, and rising energy and food prices—have strengthened rather than let up in recent months. To aggravate matters, the twin crises that dominate the financial news—a credit crunch and the global commodity boom—are blunting the stimulus efforts. As a result, the consumer-driven economy may not bounce back as rapidly as it did in the fraught months after 9/11.
As it seeks to regain its footing in the second half, the U.S. economy faces two significant obstacles, neither of which was evident in 2001. The first is entirely homegrown: the self-inflicted wounds of the promiscuous extension and abuse of credit in the housing and financial sectors. The second is a global phenomenon that has comparatively little to do with American behavior: rampant inflation in commodities such as oil, food and steel. These trends have conspired to inflict genuine economic pain and deflate consumer confidence. The Conference Board's Consumer Confidence Index in May slumped to a 16-year low.
While the treatment of the current malaise has been essentially identical to the reaction to the 2001 slump—aggressive Federal Reserve rate cuts and tax rebates—the symptoms are quite different. In 2001, an implosion in the technology sector and a slump in business investment pushed the economy over the edge. Even though some 3 million jobs were shed between 2001 and 2003, consumers soldiered on through the downturn. "We had a massive reduction in both long- and short-term interest rates, which set off the housing and consumption boom," says Ian Morris, chief U.S. economist at HSBC. (Remember zero-percent car loans?) This time, it's the opposite. While businesses—especially those that export—are holding up, the economy is being dragged down by the cement shoes of a freaked-out consumer and a punk housing market.
The difficulties today start—as they began last year—with housing and housing-related credit. Last Thursday, the Mortgage Bankers Association quarterly report showed that the percentage of mortgage borrowers behind on their payments—6.35 percent—was the highest since the MBA began tracking the number in 1979. It's not just subprime. In the first quarter of 2008, 36 percent of all foreclosures initiated were on prime adjustable-rate mortgages in California. Mark Zandi, chief economist of Moody's Economy.com, says the decline in home prices has slashed $2.5 trillion from household wealth, or about $25,000 per homeowner. The fall has also removed an important source of support for consumer spending, as Americans who grew accustomed to borrowing against rising home equity to finance car purchases or vacations now find themselves bereft. Banks are extricating themselves from the home-equity-line-of-credit business in the same way college students get themselves out of relationships gone bad: abruptly. Judi Froning, a second-grade teacher in San Diego, was surprised last week when she received a letter from Chase informing her that it was terminating her untapped HELOC. "In the light of declining home values, they said they are stopping, effective May 31, any draw on my line of credit," she says.
Despite repeated claims that the damage has been contained, the banks that recklessly financed the housing boom—and then traded mortgage debt even more recklessly—are still cleaning up the mess. But it turns out (surprise!) the same sort of clouded judgment led banks to excesses in commercial lending, and in loans to private-equity firms. The battered financial system, which has raised tens of billions of dollars on onerous terms from new investors to shore up balance sheets, is still likely to suffer more pain from the popped credit bubble, said Bruce Wasserstein, the CEO of the investment bank Lazard, speaking at a New York breakfast. "The harm will radiate for another year." The latest victim: Wachovia CEO G. Thompson Kennedy, cashiered after the North Carolina-based bank suffered a string of losses. Next up: write-offs for bad credit-card and commercial real-estate debt. After a serene period between 2004 and '07 in which the Federal Deposit Insurance Corp. went without a single bank failure, four have gone under so far this year. FDIC chairperson Sheila Bair warned of the "possibility that future failures could include institutions of greater size than we have seen in the recent past." In preparation, the agency has brought staffers out of retirement.
Money Talks The Solution
Now, after seeing the report from Newsweek above, there is good news on the horizon. Money Talks is designed to assist, mentor, inform and educate you in the ways that will help you protect yourself in this economy. Money Talks is a no-nonsense business program, designed by Dr. Raymond Jewell, that is making huge statements towards telling people the solutions to their money and financial problems.
Money Talks is free to join. The Money Talks Newsletter comes loaded with massive amount of information that you can use to help you begin to understand more fully, the ins and outs of financial institutions, government and will unlock the mystery surrounding the little known substance of wealth recovery.
Now is the perfect time to view the Money Talks site. With all the doom and gloom in the world of economic news, there is a way out of the jungle. Money Talks will begin the process, BUT, only if you choose to get the information provided. We can only help, if you are willing to become proactive in your approach to your particular financial position.
_________________
Dr. Raymond Jewell-Senior Economist
Money Talks
Financial Freedom Radio
The forgettable first half of 2008 is stumbling to a close. On Friday, the Labor Department reported that American employers axed 49,000 jobs in May, the fifth straight month of job losses—an event that signals a recession sure as the glittery ball dropping on Times Square augurs a New Year. The report, which inspired a 394-point decline in the Dow Jones Industrial Average Friday, was the latest in a run of bad news. Auto sales, the largest retailing sector in the U.S., were off 10.7 percent in May from the year before. And housing? Ugh. Nationwide, according to the Case-Shiller Index, home prices in the first quarter fell 14 percent.
Yet hope springs eternal that the second half will be better than the first. Economists polled by the Federal Reserve Bank of Philadelphia in May believe the economy will grow at an annual rate of 1.7 percent and 1.8 percent in the third and fourth quarters, respectively. Lawrence Yun, chief economist at the National Association of Realtors, tells NEWSWEEK that "home sales and prices in most of the country will improve during the second half of 2008." (Yun is the Little Orphan Annie of forecasters. He's always sure the sun will come out tomorrow.) Last month, Treasury Secretary Henry Paulson said, "We expect to see a faster pace of economic growth before the end of the year."
The cause for optimism: the U.S. has called in the economic cavalry, which has responded in textbook fashion. The Federal Reserve has aggressively cut interest rates, bringing the Federal Funds rate down from 5.25 percent last September to 2 percent. Earlier this spring, Congress and President Bush, in a rare moment of bipartisan accord, passed a stimulus package, which will shove nearly $100 billion into the pockets of American consumers by mid-July.
But this downturn is likely to last longer than the eight-month-long recession of 2001. While the U.S. financial system processes popped stock bubbles quickly, it has always taken longer to hack through the overhang of bad debt. The head winds that drove the economy into this dead calm— a housing and credit crisis, and rising energy and food prices—have strengthened rather than let up in recent months. To aggravate matters, the twin crises that dominate the financial news—a credit crunch and the global commodity boom—are blunting the stimulus efforts. As a result, the consumer-driven economy may not bounce back as rapidly as it did in the fraught months after 9/11.
As it seeks to regain its footing in the second half, the U.S. economy faces two significant obstacles, neither of which was evident in 2001. The first is entirely homegrown: the self-inflicted wounds of the promiscuous extension and abuse of credit in the housing and financial sectors. The second is a global phenomenon that has comparatively little to do with American behavior: rampant inflation in commodities such as oil, food and steel. These trends have conspired to inflict genuine economic pain and deflate consumer confidence. The Conference Board's Consumer Confidence Index in May slumped to a 16-year low.
While the treatment of the current malaise has been essentially identical to the reaction to the 2001 slump—aggressive Federal Reserve rate cuts and tax rebates—the symptoms are quite different. In 2001, an implosion in the technology sector and a slump in business investment pushed the economy over the edge. Even though some 3 million jobs were shed between 2001 and 2003, consumers soldiered on through the downturn. "We had a massive reduction in both long- and short-term interest rates, which set off the housing and consumption boom," says Ian Morris, chief U.S. economist at HSBC. (Remember zero-percent car loans?) This time, it's the opposite. While businesses—especially those that export—are holding up, the economy is being dragged down by the cement shoes of a freaked-out consumer and a punk housing market.
The difficulties today start—as they began last year—with housing and housing-related credit. Last Thursday, the Mortgage Bankers Association quarterly report showed that the percentage of mortgage borrowers behind on their payments—6.35 percent—was the highest since the MBA began tracking the number in 1979. It's not just subprime. In the first quarter of 2008, 36 percent of all foreclosures initiated were on prime adjustable-rate mortgages in California. Mark Zandi, chief economist of Moody's Economy.com, says the decline in home prices has slashed $2.5 trillion from household wealth, or about $25,000 per homeowner. The fall has also removed an important source of support for consumer spending, as Americans who grew accustomed to borrowing against rising home equity to finance car purchases or vacations now find themselves bereft. Banks are extricating themselves from the home-equity-line-of-credit business in the same way college students get themselves out of relationships gone bad: abruptly. Judi Froning, a second-grade teacher in San Diego, was surprised last week when she received a letter from Chase informing her that it was terminating her untapped HELOC. "In the light of declining home values, they said they are stopping, effective May 31, any draw on my line of credit," she says.
Despite repeated claims that the damage has been contained, the banks that recklessly financed the housing boom—and then traded mortgage debt even more recklessly—are still cleaning up the mess. But it turns out (surprise!) the same sort of clouded judgment led banks to excesses in commercial lending, and in loans to private-equity firms. The battered financial system, which has raised tens of billions of dollars on onerous terms from new investors to shore up balance sheets, is still likely to suffer more pain from the popped credit bubble, said Bruce Wasserstein, the CEO of the investment bank Lazard, speaking at a New York breakfast. "The harm will radiate for another year." The latest victim: Wachovia CEO G. Thompson Kennedy, cashiered after the North Carolina-based bank suffered a string of losses. Next up: write-offs for bad credit-card and commercial real-estate debt. After a serene period between 2004 and '07 in which the Federal Deposit Insurance Corp. went without a single bank failure, four have gone under so far this year. FDIC chairperson Sheila Bair warned of the "possibility that future failures could include institutions of greater size than we have seen in the recent past." In preparation, the agency has brought staffers out of retirement.
Money Talks The Solution
Now, after seeing the report from Newsweek above, there is good news on the horizon. Money Talks is designed to assist, mentor, inform and educate you in the ways that will help you protect yourself in this economy. Money Talks is a no-nonsense business program, designed by Dr. Raymond Jewell, that is making huge statements towards telling people the solutions to their money and financial problems.
Money Talks is free to join. The Money Talks Newsletter comes loaded with massive amount of information that you can use to help you begin to understand more fully, the ins and outs of financial institutions, government and will unlock the mystery surrounding the little known substance of wealth recovery.
Now is the perfect time to view the Money Talks site. With all the doom and gloom in the world of economic news, there is a way out of the jungle. Money Talks will begin the process, BUT, only if you choose to get the information provided. We can only help, if you are willing to become proactive in your approach to your particular financial position.
_________________
Dr. Raymond Jewell-Senior Economist
Money Talks
Financial Freedom Radio
Sunday, July 26, 2009
Idea Marketing Group
Join Idea Marketing Google Group!
You are cordially invited to join this brand new Google Group. You will have the full access of the power of Google, in order to empower you to become more effective in your online business pursuit of excellence.
Simply go to the link above, and sign into Idea Marketing Group.
I look forward to reading your posts!
_________________
Butch Hamilton-The Wildcat SEO Master
Wildcat SEO Services
SEO Services
Butch Hamilton on Google
You are cordially invited to join this brand new Google Group. You will have the full access of the power of Google, in order to empower you to become more effective in your online business pursuit of excellence.
Simply go to the link above, and sign into Idea Marketing Group.
I look forward to reading your posts!
_________________
Butch Hamilton-The Wildcat SEO Master
Wildcat SEO Services
SEO Services
Butch Hamilton on Google
Living Green
SAN FRANCISCO — A decade ago, only 500 rooftops in California boasted solar panels that harvest the sun's energy. Today, there are nearly 50,000 solar-panel installations in the state, according to a report to be issued Thursday by the research and lobbying group Environment California.
As a result, California, the longtime national leader in solar energy, has a capacity of more than 500 megawatts of solar power at peak periods in the early afternoon — the same as a major power plant.
The solar capacity in California grew by a third from 2007 to 2008. It now represents about two-thirds of the national total, according to a different report that is being prepared by the Interstate Renewable Energy Council, a nonprofit group promoting expansion of solar energy.
As the Obama administration pushes for a national shift to more renewable energy sources, California's example is therefore being closely watched. Nationally, the states in which solar installations are spreading fastest are those that provide the most generous subsidies for them, industry experts agree.
Two long-term statewide programs in California provide rebates and other financial incentives to encourage rooftop solar panels, and individual municipalities like Berkeley are also beginning to offer financing for the solar arrays.
"The thing about California is that they have a consistent program that has 10 years of funding," said Larry Sherwood, a consultant to the interstate council.
(The California budget cuts that were being brokered Wednesday will not directly affect the subsidies because the subsidies are underwritten by utility ratepayers, not taxpayers.)
New Jersey is a distant second to California in installed solar capacity with 70 megawatts, followed by Colorado and Nevada, the council's report said.
The Clean Energy program in New Jersey offers qualifying residential and commercial customers rebates for energy generated by solar arrays.
"Typically, New Jersey incentives have been higher, but its program has had many fits and starts," Mr. Sherwood said.
Within California, solar technology has spread beyond highly environmentally conscious areas like San Francisco and Sacramento over the last decade to gain a hold throughout the state, Environment California's report indicates. As of the end of 2008, when the report's figures were compiled, San Diego had more than 19 megawatts in capacity from installations on 2,200 roofs, followed by San Jose with 15.4 megawatts from 1,330 roofs and Fresno with 14.5 megawatts from 1,028 roofs.
"The biggest thing here," said Bernadette Del Chiaro, the report's author, "is that from farms to firehouses, the face of solar power is changing. While California's biggest cities have led the way, the rest of the state and country are quickly picking up on it."
She added that the cities of the Central Valley, which is both heavily agricultural and baking hot in the summer, are natural places for the solar panels. High air-conditioning loads and high peak electricity rates tend to dovetail partly with the afternoon hours when solar panels are most effective, she noted, giving people an incentive to embrace the new technology.
Nationally, residential installations account for about a third of the energy supplied to the power grid by photovoltaic arrays on panels; the remainder come from installations on larger facilities, like government buildings, retail stores and military installations.
Each of the four top-ranked cities in California in terms of solar power capacity have more electricity available from these sources than all but six states.
Still, 10 states, led by Colorado and including Hawaii, Connecticut, Oregon, Arizona, North Carolina, Pennsylvania and Massachusetts more than doubled their rooftop solar capacity in 2008, Mr. Sherwood said.
While most installations are on rooftops, the number of larger-scale installations is increasing. Fresno's total output is augmented by a 2.4-megawatt facility at the Fresno Yosemite International airport, while the local Sierra Nevada brewery in Chico has a 1.9-megawatt solar array.
Outside the state, Nellis Air Force Base in Nevada has the largest photovoltaic generating plant, with 70,000 panels generating 14 megawatts of electricity, according to the federal Energy Information Administration.
But even with the increases of the last decade, solar power is a pipsqueak among energy sources; it represents about one-quarter of 1 percent of California's total energy capacity, according to the California Energy Commission. Nationally, according to the Energy Information Administration, it represents about 0.02 percent of total capacity, but those federal figures are incomplete: they reflect only centralized facilities, not distributed rooftop installations.
Cost is a major hurdle; installation of a rooftop system is likely to cost at least $20,000.
In other countries, according to the Renewable Energy Policy Network for the 21st Century, a research and advocacy group, government subsidies have led to rapid growth in solar power. The group's latest report shows Germany as the world leader in solar power, with 5,400 megawatts, or about 1 percent of the country's total generating capacity.
Learn More About Living Green HERE...
_________________
Joe Rispalje
joerizz.livinggreen@info.trafficwave.net
Save Money on Electric Bills!
Alternative Energy Resources
As a result, California, the longtime national leader in solar energy, has a capacity of more than 500 megawatts of solar power at peak periods in the early afternoon — the same as a major power plant.
The solar capacity in California grew by a third from 2007 to 2008. It now represents about two-thirds of the national total, according to a different report that is being prepared by the Interstate Renewable Energy Council, a nonprofit group promoting expansion of solar energy.
As the Obama administration pushes for a national shift to more renewable energy sources, California's example is therefore being closely watched. Nationally, the states in which solar installations are spreading fastest are those that provide the most generous subsidies for them, industry experts agree.
Two long-term statewide programs in California provide rebates and other financial incentives to encourage rooftop solar panels, and individual municipalities like Berkeley are also beginning to offer financing for the solar arrays.
"The thing about California is that they have a consistent program that has 10 years of funding," said Larry Sherwood, a consultant to the interstate council.
(The California budget cuts that were being brokered Wednesday will not directly affect the subsidies because the subsidies are underwritten by utility ratepayers, not taxpayers.)
New Jersey is a distant second to California in installed solar capacity with 70 megawatts, followed by Colorado and Nevada, the council's report said.
The Clean Energy program in New Jersey offers qualifying residential and commercial customers rebates for energy generated by solar arrays.
"Typically, New Jersey incentives have been higher, but its program has had many fits and starts," Mr. Sherwood said.
Within California, solar technology has spread beyond highly environmentally conscious areas like San Francisco and Sacramento over the last decade to gain a hold throughout the state, Environment California's report indicates. As of the end of 2008, when the report's figures were compiled, San Diego had more than 19 megawatts in capacity from installations on 2,200 roofs, followed by San Jose with 15.4 megawatts from 1,330 roofs and Fresno with 14.5 megawatts from 1,028 roofs.
"The biggest thing here," said Bernadette Del Chiaro, the report's author, "is that from farms to firehouses, the face of solar power is changing. While California's biggest cities have led the way, the rest of the state and country are quickly picking up on it."
She added that the cities of the Central Valley, which is both heavily agricultural and baking hot in the summer, are natural places for the solar panels. High air-conditioning loads and high peak electricity rates tend to dovetail partly with the afternoon hours when solar panels are most effective, she noted, giving people an incentive to embrace the new technology.
Nationally, residential installations account for about a third of the energy supplied to the power grid by photovoltaic arrays on panels; the remainder come from installations on larger facilities, like government buildings, retail stores and military installations.
Each of the four top-ranked cities in California in terms of solar power capacity have more electricity available from these sources than all but six states.
Still, 10 states, led by Colorado and including Hawaii, Connecticut, Oregon, Arizona, North Carolina, Pennsylvania and Massachusetts more than doubled their rooftop solar capacity in 2008, Mr. Sherwood said.
While most installations are on rooftops, the number of larger-scale installations is increasing. Fresno's total output is augmented by a 2.4-megawatt facility at the Fresno Yosemite International airport, while the local Sierra Nevada brewery in Chico has a 1.9-megawatt solar array.
Outside the state, Nellis Air Force Base in Nevada has the largest photovoltaic generating plant, with 70,000 panels generating 14 megawatts of electricity, according to the federal Energy Information Administration.
But even with the increases of the last decade, solar power is a pipsqueak among energy sources; it represents about one-quarter of 1 percent of California's total energy capacity, according to the California Energy Commission. Nationally, according to the Energy Information Administration, it represents about 0.02 percent of total capacity, but those federal figures are incomplete: they reflect only centralized facilities, not distributed rooftop installations.
Cost is a major hurdle; installation of a rooftop system is likely to cost at least $20,000.
In other countries, according to the Renewable Energy Policy Network for the 21st Century, a research and advocacy group, government subsidies have led to rapid growth in solar power. The group's latest report shows Germany as the world leader in solar power, with 5,400 megawatts, or about 1 percent of the country's total generating capacity.
Learn More About Living Green HERE...
_________________
Joe Rispalje
joerizz.livinggreen@info.trafficwave.net
Save Money on Electric Bills!
Alternative Energy Resources
Money Talks
Money Talks
In talking about money and finances, it would be noteworthy to look deeper into the aspect of money, to evaluate its importance in the mindset of individuals. There are two pervasive features that come more clearly into focus when money talks appears.
1. You have enough money to do the things you wish, buy the items you require and are basically financially sound for the future.
2. You struggle and strain to make ends meet. You work increasingly longer hours, perhaps at more than one job, but honestly, you can just never break the glass ceiling on having enough money, in your own mind, to live without stress and be comfortable in your setting.
For those of you who fall into category one, you obviously have taken time, and made the effort to understand how to make money, but more importantly, how to keep the money that you make. You are financially sound, no matter what the current economic trends happen to be. You are to be commended that you are definitely in the top 10 percent of your game, and I recommend that you keep doing exactly what it is that you do, in order to maintain that money flow.
For the people in the second group (which are most of us), you need to do some serious introspection into the problems of lack. Its a fact that lack is more mindset, than it is reality. If you have the proper mindset about money and finances, you will inevitably come out the winner. Conversely, if you have the wrong mindset, your outcome will come out exactly as you are planning it within your own mind.
Now this is not theory. This is fact. This is why Money Talks, by Dr. Raymond Jewell, may be the answer to some of the financial distresses that you now face. You see, Dr. Jewell is more than one of the best business economist in the industry. He is also a mentor and teacher in helping you to unlock your potentials, through proper thinking about any topic. His Money Talks program can, and will assist you in ways that you are not now aware of. Do not think of Money Talks as just some financial program. The benefits and solutions that you will derive, will be far ranging for you.
The only way to access the Money Talks information is to visit this site: Money Talks Here, you will begin your journey back into wealth recovery and wealth creation. Honestly, I can think of no reason why everyone on the planet would not take this incredible information and use it to their advantage.
Here are just a few items that you can learn from in the Money Talks program.
Money Talks On the homepage of Money Talks, there are three recordings, and the ability to sign up for the stimulating Money Talks Newsletter. Simply doing this, can begin the journey very successfully for you.
Money Talks Registration Here, you have the ability to register for the Money Teleseminars program. This will be yet another step in the right direction towards your personal success with money and finances.
Money Talks Discount For viewing this page, you will receive a sizable reduction in the cost of the well known Money Talks program. Taking advantage of this benefit, will be a cost effective way to become acquainted with the mentoring and teaching from Dr. Jewell.
4 Laws of Financial Institutions Here, you will learn about the 4 laws that govern all financial institutions. This newsletter will help further your cause into wealth creation and wealth recovery.
Money Talks Videos Here, you will find even more information created by Dr. Jewell concerning money and finances. He has created many videos that tell the insider secrets of the Money Talks program.
Money Talks Audios More information in audio, can lead you to understand more than you have ever known before concerning the topic of money and finances.
When you look at the Money Talks program that Dr. Jewell has put together, live on Google, it is no wonder that so many people are turning and following his teachings and trainings. As stated before, he can lead you to the door of financial success, but YOU must choose to walk through that door! Becoming educated in the ways that you are probably losing money right now, will give you the ability to become proactive in the cause of creating financial stability for you and your family.
Saturday, July 25, 2009
Join The Entrepreneur Forum!
I have opened up The Entrepreneur Forum. This will allow you to post your articles, insights, perspectives, press releases, MLM opportunities, business services and much more.
Why would you join this forum? The answer is very simple. I will be consistently driving traffic to this forum for you. In other words, for you joining, most likely, you will be getting more notoriety and presence on Google that you have had up to this point.
*****There is only ONE way to join The Entrepreneur Forum*****
You must optin to the following link, and post your information on that page. I guarantee that your personal information will never be shared. I do this for a very simple reason. I am only looking for dedicated and professional online marketers to post. I am not interested in spammers and hackers invading this high traffic forum!
Join The Entrepreneur Forum HERE...
_________________
Butch Hamilton-The Wildcat SEO Master
Wildcat SEO Services
SEO Services
Butch Hamilton on Google
Why would you join this forum? The answer is very simple. I will be consistently driving traffic to this forum for you. In other words, for you joining, most likely, you will be getting more notoriety and presence on Google that you have had up to this point.
*****There is only ONE way to join The Entrepreneur Forum*****
You must optin to the following link, and post your information on that page. I guarantee that your personal information will never be shared. I do this for a very simple reason. I am only looking for dedicated and professional online marketers to post. I am not interested in spammers and hackers invading this high traffic forum!
Join The Entrepreneur Forum HERE...
_________________
Butch Hamilton-The Wildcat SEO Master
Wildcat SEO Services
SEO Services
Butch Hamilton on Google
Friday, July 24, 2009
SEO Forum Event Calendar
The Internet Tales and Tips Event calendar is for everyone who is a member of the forum. This Google calendar will host many events in one central location. All areas of home business marketing, search engine optimization, domain purchasing and hosting and other information will be found in the SEO Event Calendar. Become part of this power SEO forum, and post your business opportunities there for Google viewers to read!
--
Butch Hamilton-The Wildcat SEO Master
1-806-874-3314
butchhamilton.seoservices@info.trafficwave.net
http://thewildcatseomaster.net
--
Butch Hamilton-The Wildcat SEO Master
1-806-874-3314
butchhamilton.seoservices@info.trafficwave.net
http://thewildcatseomaster.net
The Living Green Newsletter|Solar Power
Solar Power
Solar power makes sense for the current age of economic uncertainty.
Learn how to build your own solar generating plant. Subscribe to the Living Green Newsletter, to begin to understand more about how to save money.
Saving money is very easy and inexpensive when you follow the right plan. Living Green Newsletter will aid in you in making the right choice.
Signup for Living Green Newsletter, and be prepared to become educated in solar power, and how you can learn to save money! The Living Green Newsletter
Joe Rispalje
joerizz.livinggreen@info.trafficwave.net
http://myezsolar.com
--
Butch Hamilton-The Wildcat SEO Master
1-806-874-3314
butchhamilton.seoservices@info.trafficwave.net
http://thewildcatseomaster.net
Solar power makes sense for the current age of economic uncertainty.
Learn how to build your own solar generating plant. Subscribe to the Living Green Newsletter, to begin to understand more about how to save money.
Saving money is very easy and inexpensive when you follow the right plan. Living Green Newsletter will aid in you in making the right choice.
Signup for Living Green Newsletter, and be prepared to become educated in solar power, and how you can learn to save money! The Living Green Newsletter
Joe Rispalje
joerizz.livinggreen@info.trafficwave.net
http://myezsolar.com
--
Butch Hamilton-The Wildcat SEO Master
1-806-874-3314
butchhamilton.seoservices@info.trafficwave.net
http://thewildcatseomaster.net
Alternative Energy Resources|Solar|Solar Power|Save Money
Alternative Energy Saves You Money!
Solar energy comes from the sun. A biology class will tell you that in addition to affecting climate and weather, sunlight provides the energy that sustains most life on earth. It also can be harnessed to provide heating, lighting and electricity. Solar power has become a hot topic lately, but this technology is nothing new – Native Americans, people in China and even the early Greeks have historically turned their buildings to the sun for heat. Alternative energy saves you money in the long term. The amount of cost is negligible in putting together your own energy savings plan. Learn More HERE...
These early architects were using what is known as passive solar energy. This technique makes the best use of regular building materials to trap heat with no additional mechanical equipment used. Floors, windows and roofs play a role in attracting (or deflecting) the sun's rays.
There are a number of ways to take advantage of solar radiation, starting with the house's placement. Having the house face the equator (we'll assume we're in the Northern Hemisphere, thus the house should face south) means that it gets the day's sunlight. Window orientation is also important – for optimal efficiency, most windows should point within 30 degrees of due south. Maintaining a small percentage of north facing windows will ensure that your home is comfortable year round (and not cooking in the summer).
Rock or stone tile floors and brick walls will absorb the solar radiation and continue to give off heat after the sun is gone. While common windows allow heat to escape, special windows with low-e coating, multiple panes, inert gas fill, and/or insulated frames can reduce heat loss 50 to 75 per cent. By sealing your building envelope and insulating well, you will ensure that the heat stays in the house. It can then be distributed through the house using a regular ceiling fan.
Direct sunlight is not the only important light to think of when considering energy use. By using overall daylight to light a space you can cut down the need for electrical lighting and the heat that's created by it. Artificial lighting has only been the main source of illumination since the 20th century. And using natural light may have added benefits for your physical and mental health. In addition to windows, daylighting makes use of skylights, light pipes (also known as light tubes), atriums, and light shelves to illuminate the interior. This is best considered when building, but with a few small renos your house can be much brighter, naturally!
Passive cooling is another way to cut your bills and become more energy efficient. This is especially useful in warmer climates, where air conditioning can be a major power consumer. Passive cooling refers to using things for shading, to absorb the heat, and goes hand in hand with passive solar energy. It can be accomplished using exterior landscaping choices – trees and other vegetation – or interior/exterior building options, such as shades, blinds or special glazing on windows.
Whether you are building a new home, looking at doing some renovations or just want to cut your energy bill, passive solar energy and cooling techniques are an easy way to incorporated green ideas into your home. With the rising interest in environmental issues, they make an excellent selling feature and they'll save you money.
Learn More About Solar Power HERE...
_________________
Joe Rispalje
joerizz.livinggreen@info.trafficwave.net
Save Money on Electric Bills!
Alternative Energy Resources
Solar energy comes from the sun. A biology class will tell you that in addition to affecting climate and weather, sunlight provides the energy that sustains most life on earth. It also can be harnessed to provide heating, lighting and electricity. Solar power has become a hot topic lately, but this technology is nothing new – Native Americans, people in China and even the early Greeks have historically turned their buildings to the sun for heat. Alternative energy saves you money in the long term. The amount of cost is negligible in putting together your own energy savings plan. Learn More HERE...
These early architects were using what is known as passive solar energy. This technique makes the best use of regular building materials to trap heat with no additional mechanical equipment used. Floors, windows and roofs play a role in attracting (or deflecting) the sun's rays.
There are a number of ways to take advantage of solar radiation, starting with the house's placement. Having the house face the equator (we'll assume we're in the Northern Hemisphere, thus the house should face south) means that it gets the day's sunlight. Window orientation is also important – for optimal efficiency, most windows should point within 30 degrees of due south. Maintaining a small percentage of north facing windows will ensure that your home is comfortable year round (and not cooking in the summer).
Rock or stone tile floors and brick walls will absorb the solar radiation and continue to give off heat after the sun is gone. While common windows allow heat to escape, special windows with low-e coating, multiple panes, inert gas fill, and/or insulated frames can reduce heat loss 50 to 75 per cent. By sealing your building envelope and insulating well, you will ensure that the heat stays in the house. It can then be distributed through the house using a regular ceiling fan.
Direct sunlight is not the only important light to think of when considering energy use. By using overall daylight to light a space you can cut down the need for electrical lighting and the heat that's created by it. Artificial lighting has only been the main source of illumination since the 20th century. And using natural light may have added benefits for your physical and mental health. In addition to windows, daylighting makes use of skylights, light pipes (also known as light tubes), atriums, and light shelves to illuminate the interior. This is best considered when building, but with a few small renos your house can be much brighter, naturally!
Passive cooling is another way to cut your bills and become more energy efficient. This is especially useful in warmer climates, where air conditioning can be a major power consumer. Passive cooling refers to using things for shading, to absorb the heat, and goes hand in hand with passive solar energy. It can be accomplished using exterior landscaping choices – trees and other vegetation – or interior/exterior building options, such as shades, blinds or special glazing on windows.
Whether you are building a new home, looking at doing some renovations or just want to cut your energy bill, passive solar energy and cooling techniques are an easy way to incorporated green ideas into your home. With the rising interest in environmental issues, they make an excellent selling feature and they'll save you money.
Learn More About Solar Power HERE...
_________________
Joe Rispalje
joerizz.livinggreen@info.trafficwave.net
Save Money on Electric Bills!
Alternative Energy Resources
Autoresponders
Autoresponders work very well when it comes to training others. This is why autoresponders are the perfect way to conduct email courses. But there are other types of training that can be done with autoresponders as well.
Even college professors have found a use for autoresponders. They can use them to remind students about upcoming tests, or to deliver study guides. Since the information in that professor's course is taught over and over again each time a new class comes in, this saves the professor a
great deal of time.
Autoresponders are also used by colleges to remind faculty and students about upcoming events. Because events are scheduled in advance, these
autoresponder messages are set up in advance, and nobody has to depend on a secretary to get those notices out!
Many businesses use autoresponders to keep their employees trained. When new equipment is brought into the office, and employees need to know how to operate it, an autoresponder can be set up with training instructions.
No matter what kind of business you are in, there is a way that autoresponders can be used. The use of an autoresponder will save quite a bit of time, and it can also serve to make the people in your organization much for effective.
Autoresponders, as you can tell, are not just for email
marketing. They can be used by any individual or group,
for any purpose that includes keeping in contact with those
with like interests or goals.
Learn More About Autoresponders HERE...
No matter what your needs are, Trafficwave.net is the best autoresponder system found on Google today. Learn more about email marketing with autoresponders by going HERE...
Even college professors have found a use for autoresponders. They can use them to remind students about upcoming tests, or to deliver study guides. Since the information in that professor's course is taught over and over again each time a new class comes in, this saves the professor a
great deal of time.
Autoresponders are also used by colleges to remind faculty and students about upcoming events. Because events are scheduled in advance, these
autoresponder messages are set up in advance, and nobody has to depend on a secretary to get those notices out!
Many businesses use autoresponders to keep their employees trained. When new equipment is brought into the office, and employees need to know how to operate it, an autoresponder can be set up with training instructions.
No matter what kind of business you are in, there is a way that autoresponders can be used. The use of an autoresponder will save quite a bit of time, and it can also serve to make the people in your organization much for effective.
Autoresponders, as you can tell, are not just for email
marketing. They can be used by any individual or group,
for any purpose that includes keeping in contact with those
with like interests or goals.
Learn More About Autoresponders HERE...
No matter what your needs are, Trafficwave.net is the best autoresponder system found on Google today. Learn more about email marketing with autoresponders by going HERE...
Domains
Domains
Your domain name is critical in your professional appearance on Google. Only choose to purchase your domain name and hosting from proven leaders in the domain industry.
http://butchhamiltonsbestdomains.net The Best Damn Domain and Hosting Company on Google Today!
_________________
The Wildcat SEO Master Butch Hamilton
1-806-874-3314
SEO Services
Domains
Your domain name is critical in your professional appearance on Google. Only choose to purchase your domain name and hosting from proven leaders in the domain industry.
http://butchhamiltonsbestdomains.net The Best Damn Domain and Hosting Company on Google Today!
_________________
The Wildcat SEO Master Butch Hamilton
1-806-874-3314
SEO Services
Domains
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